You're good at
what you do.
You show up. You do right by people.
But every month, you're staring at payroll
wondering if the math works.
You're good at
scroll
The system fails you
24%
SBA approval rate
for businesses under $1M
680+
credit score required
2+ yrs
in business required
10-15%
down payment
Average loan: $391K.
You need $30K to bridge a gap. It doesn't
fit.
Banks at your stage
$720K
revenue per year
$2,000
line of credit offered
Banks don't offer meaningful lines
at your stage. That's a real example.
What you actually use
$24,000/mo
on credit cards at 21% APR
50-100%
effective APR on cash advances
A hole you can't climb out of.
Loan-shark territory.
You're expected
to go it alone.
Suffer in silence. Can't show weakness.
After a while, if you survive,
you don't like the person you've become.
A better way
Tanda Business
tanda.businessA rotating savings circle.
Pool resources. Take turns receiving support.
Everyone rises together.
Long before modern banks, communities survived on mutual aid.
From Korean
Gye to Latin American Tandas,
neighbors pooled cash to build
businesses together.
How it works
For service businesses doing $100K–$1M
A small cohort. Similar models. Similar stage.
Led by a coordinator who's been in
your chair.
Step 1
Know Yourself
How you work. Where you get stuck. What kind of support actually lands.
Step 2
Know Your Business
Your actual books. Your actual market. A coordinator finds the leaks.
Step 3
Real Constraints
Not what you think is stopping you. What's actually stopping you.
Step 4
Implement the Plan
AI handles operations. Your coordinator handles strategy and judgment.
AI + Humans. Not either/or.
Everyone contributes.
You help the member struggling with the problem
you solved six months ago.
When someone's in a cash crunch,
the group bridges them. They stabilize. They pay
it forward.
Not charity. Mutual investment.
This isn't a support group. It's a success group.
Join the first cohort
Ready to stop
going it alone?
Sign up and we'll reach out when the first cohort opens.
Tanda Business
tanda.businessThis isn't a SaaS. It's not a chatbot.
It's a co-operative.